Social protection is the set of public benefits and insurance schemes that keep people from falling into poverty when they cannot earn enough: child and family benefits, maternity pay, sickness and unemployment benefits, disability benefits, pensions in old age, cover for injuries at work, health protection and cash or in-kind support for households in need. Without it, a birth, an illness, a lost job, a drought or simply growing old can push a family into debt, force children out of school or lead to cutting back on food and health care. The ILO estimates that in 2023, for the first time, more than half of the world's population (52.4%) was covered by at least one cash benefit, up from 42.8% in 2015, but 3.8 billion people were still entirely unprotected.
The gaps are deepest where need is greatest. In low-income countries only 9.7% of people were covered in 2023, barely more than in 2015, and in the 20 countries most vulnerable to climate change the figure was 8.7%. Children, people who lose their jobs, mothers of newborns and people with severe disabilities are covered far less often than older people, who are the best-protected group. Where benefits exist, they are often too small to lift people out of poverty: the World Bank finds that in many low-income countries transfers are so low that they barely affect poverty rates.